WE COVER YOUR TUITION

Here's how the Tuition Deferral Program works

Application for your funding

The Tuition Deferral Program

Tuition Deferral Program -
An Income Share Agreement (ISA)

The Tuition Deferral Program is based on the model of an Income Share Agreement (ISA).
One important feature is that the repayments by students who have graduated and are earning above the minimum income enable new students to finance their education. This cycle creates a safe funding option for new students at Constructor University.
The "old" ones support the "new" ones. Solidarity is a built-in feature!

You sign a funding contract to finance your tuition with us.

You finish your degree program without worrying about your tuition payments. The education fund will pay the university directly.

You repay the education fund based on your actual income after you graduate and when earning an annual minimum income.

Your repayments enable a new generation of students to finance their tuition at your Constructor University through the Tuition Deferral Program.

Your Options with the Tuition Deferral Program

At University
After graduation

Study first -
Pay later

We will pay some of your tuition at Constructor University.

You can completely focus on your education.

The repayment period begins after your graduation.

If you receive a scholarship or grant (including BAföG), you can combine it with our funding.

IT'S YOUR DECISION -
ANYTHING IS POSSIBLE

You are free to choose any path for yourself. Maybe you want to earn a Master degree or Ph.D.?
Do you want to see the world, take care of your family, or be self-employed?
No problem - the repayments adjust to your financial situation.

ANNUAL INCOME BELOW THE MINIMUM INCOME

If you want to earn another degree (Master, Ph.D., etc.), you do not have to repay anything as long as you earn less than the minimum income.

If you earn below the minimum income due to self-employment, part-time work, parental leave, caring for a family member, work & travel, unemployment or anything else, your payments for this year are also waived.

ANNUAL INCOME ABOVE THE MINIMUM INCOME

If your annual gross income is above the minimum income, you repay only the predetermined percentage of your income.

Upper limits for the repayment protect you from disproportionate payments.

We will never consider using the income of any of your family members.
It is only your personal income that matter to us.

TUITION DEFERRAL PROGRAM IS CONVINCING

The fair and flexible solution for your tuition fees

Do you have any questions?

Get more information free of charge.
Simply fill in the form and submit it to receive your information on how to finance your education.

Apply
now!

Find information about the application here.
It's quick and easy!

Application for the education fund